How often should I have my diamond ring checked

Diamond ring

Diamonds are among the hardest natural substances on Earth, which means that they are very durable and resistant to damage. However, while diamonds themselves are difficult to damage but not impossible, the metal and setting that hold the diamond in place can be vulnerable to wear and tear.

If a diamond ring is worn regularly, it can be exposed to a range of environmental factors such as dust, dirt, and chemicals, which can dull the metal and damage the setting. Additionally, accidental impacts, knocks, or scratches can potentially cause the diamond to become loose or even dislodge completely from its setting.

Therefore, it’s essential to take good care of your diamond ring, keep it clean and dry, and avoid wearing it during any activities that could expose it to undue stress or impact. Regular professional inspections by a jeweler can also help to detect and prevent any potential issues that could lead to damage.

It is recommended to have your diamond ring checked at least once a year by a professional jeweler. During this checkup, the jeweler will inspect the diamond to ensure it is secure in its setting and that there are no signs of damage or wear and tear. They will also clean the ring to keep it looking its best.

If you wear your diamond ring daily or engage in activities that could potentially damage the ring, such as sports or heavy manual labor, it may be advisable to have it checked more frequently, perhaps every six months or so.

It’s also a good idea to check your ring regularly at home for any signs of damage or loose stones. If you notice anything unusual, take it to a jeweler for a professional inspection right away to prevent further damage or loss of the diamond.

See out list of recommended jewellers in your area. 

Source: Certin Diamond Insurance

Insuring Your Certified Diamonds Is A No-brainer

CDI Diamond Jewellery Insurance

Your diamonds are possibly the most valuable item you own. Valuable not just in monetary terms, but because of their sentimental value. It might be your engagement ring, a wedding ring, a pendant gifted by a grandparent or even your favourite set of earrings. These items come with a strong emotional attachment and it can be devastating when they are lost, stolen or damaged.

So, you’d be amazed at the statistics – 40% of diamond owners don’t insure their pieces. They then get incredibly angry at themselves when it’s too late and they’ve lost their special piece for whatever reason. Within this group, one-third consider their engagement ring to be one of the most expensive items they own among other investments like their home and vehicle. Yet they insure their house and vehicle every year, but neglect to consider their diamonds.

The alarming part is how often people find themselves in situations where their diamonds are at risk. The statistics are an eye-opener and should serve as a reminder if you haven’t yet insured your diamonds properly.

In 2015, Australia had the fifth highest rate of burglaries in the world. In 2017, there were 225,900 recorded burglaries in Australia – one every three minutes. Add to this a 2010 study that showed jewellery was the third most common item stolen in a home burglary, behind laptops and cash – and you would have to agree it’s not worth the risk. Theft is more common than you think and no one is exempt from such bad luck.

It’s also important to remember that your diamonds are vulnerable and are susceptible to damage. There are three different classifications a gemologist uses when assessing stones to determine their durability:

  1. Hardness
  2. Toughness
  3. Stability

Hardness is assessed by how easily the diamond can scratch. Toughness is judged by how well the diamond can stand up to breakage or chipping. Stability is measured according to how well the diamond can stand up to thermal changes. It’s worthwhile finding out how vulnerable your diamonds are, or at least keep in mind they’re not invincible.

And of course, there’s the risk that you could lose your special piece. Everyone assumes it will not happen to them, but that is optimistic and you can never be 100% sure of this – at home, or while you’re on holidays.

Some insurance gets murky when you’re out of the country and holidaying overseas. You believe you’re protected until you fly to Bali or Hawaii and suddenly you’ve been robbed or left something in the hotel room and your special piece isn’t covered.

With Certified Diamond Insurance, you can trust you are covered the moment you walk out of the jewellery shop. Just as importantly, you’re free to have your piece repaired or replaced at your chosen jeweller – and we guarantee your replacement will be the same if not better than the original piece. You’ll pay no excess if you ever need to claim, and you’re covered worldwide and at home. Which means whenever and wherever you need to travel, your diamonds are safe.

Don’t make the mistake of assuming it will never happen to you. Cover yourself, protect your diamonds properly, and relieve the stress should anything ever happen.

Source: CDI

Bespoke Certified Diamond Jewellery Insurance launches in Australia

certified diamond jewellery insurance

CDI combines superior knowledge in the insurance and diamond industries to create a market leading product that will provide you with the right cover at the right price.

Like you, we treasure diamonds and believe they deserve the best worldwide cover should anything happen to them.

It’s why we offer a bespoke insurance policy only for certified diamond jewellery.

Specify your single item or items, and let us do the rest. Fill in your details online, register your diamond and receive instant protection against damage, loss or theft. Alternatively, give us a call and we can get the quotation process moving for you.

Your policy is underwritten at Lloyd’s of London, the oldest and most prestigious name in insurance.

And our Worldwide Cover ensures you are covered anywhere in the world for trips up to 30 days.

Our Certified Diamond Insurance team is based here in Australia and are available to help with any insurance questions you may have.

Also, so your diamonds remain as fabulous as the day you got them, we offer yearly complimentary health checks and cleans.

It’s all part of our dedicated service to keep your diamonds in their best shape.

Value Assurance
We combine superior knowledge in the diamond and insurance industries to create market-leading cover at the right price.

Accurate Claims
Your claim is overseen by diamond experts and vetted by a leading diamond laboratory, ensuring your replacement is of the same quality.

World-class Cover
Your insurance is underwritten by certain underwriters at Lloyd’s. Lloyd’s is the world’s specialist insurance and reinsurance market

Identification Recovery
Since your diamond is certified, we’ll also register and ID your diamonds, increasing the possibility of recovering them.

Source: Certified Diamond Insurance